USD to EUR — today's rate explained
As of 2026-08-26, 1 US Dollar equals 0.856913 Euro at the mid-market exchange rate. This is the fairest reference rate — the midpoint between what buyers and sellers are paying on global currency markets.
The EUR/USD pair — often called the 'euro-dollar' — is the world's most traded currency pair by volume, reflecting transatlantic trade, tourism, and investment between the United States and the Eurozone.
Example: $3,000 for a Europe trip equals about €2,570.74 mid-market. Airport desks often sit 5–7% worse — easily €154.24 left on the table. Use the live converter above, then spend on a 0% FX fee card in euros.
About the USD and EUR
US Dollar (USD, $): The US Dollar is the world's primary reserve currency and the most traded currency on global foreign-exchange markets. It is the official currency of the United States.
Euro (EUR, €): The Euro is the official currency of 20 European Union member states and the second most traded currency worldwide. It is used in the Eurozone.
What moves the USD/EUR exchange rate?
Exchange rates respond to interest-rate decisions by central banks such as Federal Reserve and European Central Bank, inflation data, trade balances, and geopolitical events.
For USD/EUR specifically, shifts in capital flows between the United States and the Eurozone, changes in commodity prices, and differences in economic growth rates all contribute to daily rate movements.
USD to EUR — 30-day performance
Over the past 30 days, USD/EUR traded between 0.855386 and 0.878839, with the pair losing 2.49% overall. The current rate of 0.856913 sits below the 30-day midpoint of 0.867113.
Historical context helps you judge whether today's rate is relatively strong or weak, but past performance does not predict future movements. Always compare the rate you are offered against the mid-market figure shown here.
How to get a better USD to EUR rate
Banks and card providers typically add a 1–4% margin on top of the mid-market rate shown on this page, plus fixed transfer fees. Before exchanging USD for EUR, compare the final amount you will receive — not just the headline rate.
For larger amounts, specialist money-transfer services often beat bank rates. For travel, prepaid multi-currency cards or local ATMs may offer competitive rates depending on your bank's foreign-transaction fees. Read our mid-market rate guide and cheapest-exchange checklist before you convert.