USD to INR — today's rate explained
As of 2026-07-08, 1 US Dollar equals 95.1736 Indian Rupee at the mid-market exchange rate. This is the fairest reference rate — the midpoint between what buyers and sellers are paying on global currency markets.
The USD/INR pair is one of the most searched currency conversions globally, driven by remittances from Indians abroad, US–India trade, and foreign investment flows. Millions of NRIs check this rate before sending money home.
About the USD and INR
US Dollar (USD, $): The US Dollar is the world's primary reserve currency and the most traded currency on global foreign-exchange markets. It is the official currency of the United States.
Indian Rupee (INR, ₹): The Indian Rupee is a partially convertible currency managed under a managed-float regime by the Reserve Bank of India. It is used in India.
What moves the USD/INR exchange rate?
Exchange rates respond to interest-rate decisions by central banks such as Federal Reserve and Reserve Bank of India, inflation data, trade balances, and geopolitical events.
For USD/INR specifically, shifts in capital flows between the United States and India, changes in commodity prices, and differences in economic growth rates all contribute to daily rate movements.
USD to INR — 30-day performance
Over the past 30 days, USD/INR traded between 94.3153 and 95.6419, with the pair losing 0.17% overall. The current rate of 95.1736 sits above the 30-day midpoint of 94.9786.
Historical context helps you judge whether today's rate is relatively strong or weak, but past performance does not predict future movements. Always compare the rate you are offered against the mid-market figure shown here.
How to get a better USD to INR rate
Banks and card providers typically add a 1–4% margin on top of the mid-market rate shown on this page, plus fixed transfer fees. Before exchanging USD for INR, compare the final amount you will receive — not just the headline rate.
For larger amounts, specialist money-transfer services often beat bank rates. For travel, prepaid multi-currency cards or local ATMs may offer competitive rates depending on your bank's foreign-transaction fees.