CHF to USD โ today's rate explained
As of 2026-07-08, 1 Swiss Franc equals 1.2372 US Dollar at the mid-market exchange rate. This is the fairest reference rate โ the midpoint between what buyers and sellers are paying on global currency markets.
Converting Swiss Franc to US Dollar is common for international trade, travel, and cross-border payments between Switzerland and the United States.
About the CHF and USD
Swiss Franc (CHF, CHF): The Swiss Franc is considered a safe-haven currency and tends to strengthen during periods of global uncertainty. It is the official currency of Switzerland.
US Dollar (USD, $): The US Dollar is the world's primary reserve currency and the most traded currency on global foreign-exchange markets. It is used in the United States.
What moves the CHF/USD exchange rate?
Exchange rates respond to interest-rate decisions by central banks such as Swiss National Bank and Federal Reserve, inflation data, trade balances, and geopolitical events.
For CHF/USD specifically, shifts in capital flows between Switzerland and the United States, changes in commodity prices, and differences in economic growth rates all contribute to daily rate movements.
CHF to USD โ 30-day performance
Over the past 30 days, CHF/USD traded between 1.2333 and 1.2622, with the pair losing 1.43% overall. The current rate of 1.2372 sits below the 30-day midpoint of 1.2478.
Historical context helps you judge whether today's rate is relatively strong or weak, but past performance does not predict future movements. Always compare the rate you are offered against the mid-market figure shown here.
How to get a better CHF to USD rate
Banks and card providers typically add a 1โ4% margin on top of the mid-market rate shown on this page, plus fixed transfer fees. Before exchanging CHF for USD, compare the final amount you will receive โ not just the headline rate.
For larger amounts, specialist money-transfer services often beat bank rates. For travel, prepaid multi-currency cards or local ATMs may offer competitive rates depending on your bank's foreign-transaction fees.