USD to SGD — today's rate explained
As of 2026-07-08, 1 US Dollar equals 1.2920 Singapore Dollar at the mid-market exchange rate. This is the fairest reference rate — the midpoint between what buyers and sellers are paying on global currency markets.
Singapore is a major Asian financial hub. The USD/SGD rate matters for regional trade, tech-sector payrolls, and Singaporeans investing or studying abroad.
About the USD and SGD
US Dollar (USD, $): The US Dollar is the world's primary reserve currency and the most traded currency on global foreign-exchange markets. It is the official currency of the United States.
Singapore Dollar (SGD, S$): The Singapore Dollar is managed against a trade-weighted basket of currencies by the Monetary Authority of Singapore. It is used in Singapore.
What moves the USD/SGD exchange rate?
Exchange rates respond to interest-rate decisions by central banks such as Federal Reserve and Monetary Authority of Singapore, inflation data, trade balances, and geopolitical events.
For USD/SGD specifically, shifts in capital flows between the United States and Singapore, changes in commodity prices, and differences in economic growth rates all contribute to daily rate movements.
USD to SGD — 30-day performance
Over the past 30 days, USD/SGD traded between 1.2814 and 1.2975, with the pair gaining 0.13% overall. The current rate of 1.2920 sits above the 30-day midpoint of 1.2894.
Historical context helps you judge whether today's rate is relatively strong or weak, but past performance does not predict future movements. Always compare the rate you are offered against the mid-market figure shown here.
How to get a better USD to SGD rate
Banks and card providers typically add a 1–4% margin on top of the mid-market rate shown on this page, plus fixed transfer fees. Before exchanging USD for SGD, compare the final amount you will receive — not just the headline rate.
For larger amounts, specialist money-transfer services often beat bank rates. For travel, prepaid multi-currency cards or local ATMs may offer competitive rates depending on your bank's foreign-transaction fees.